OUR PROCESS
Our approach to retirement planning is entirely customized and based on your unique needs and goals. We get to know you on a personal level to understand your values, money mindset and habits, motivations, and vision for your future.
Our in-depth planning process helps both of us understand more about your financial picture so we can effectively help you organize, simplify and enjoy your retirement in confidence.
100% Free Discovery Call
We understand the clients who hire us are busy people! Between career, family and service, they just don’t have a lot of time left over. That is why we have made sure the steps to work with us are straightforward and simple.
step 1. Your 100% Free Discovery Call
On our first call together, we explain the process and give you a complimentary, no-obligation complete overview that covers where you stand now and where you hope to be when you retire.
Step 2. Speak With Our Expert Advisors
Next, you will meet with our experienced advisors to view your personal plan. This plan takes into account your income at different stages, a snapshot of all assets separated by taxability, safety and growth potential, and an overview of possible “income pipelines” in retirement to keep up with inflation and guarantee you never run out of funds.
Step 3. Personalized LI-LACTM
If we decide to work together, the next step is to start our collaborative planning process. We work with you to fulfill your goals, pursue a work-optional lifestyle, and make changes as life unfolds and your plan evolves. We call this our Life Income-Living Asset CycleTM process.
Step 4. We Do It All For You
Next, we get to work for you and your family. We implement your plan and follow up with ongoing reviews and adjustments as needed. We do all the work for you so you don't have to.
PLUS + Complementary ADDITIONAL ADVICE
Lastly, we also advise (for no additional charge) on tactical investing, creation of personal pensions, Medicare, MediGap, long-term care, Social Security strategies, RMDs, Roth conversions, life insurance, relocation before or after retirement, tax planning in retirement, estate planning for incapacity and to bypass probate to get heirs the maximum, and much more.
step 1. Your 100% Free Discovery Call
On our first call together, we explain the process and give you a complimentary, no-obligation complete overview that covers where you stand now and where you hope to be when you retire.
Step 2. Speak With Our Expert Advisors
Next, you will meet with our experienced advisors to view your personal plan. This plan takes into account your income at different stages, a snapshot of all assets separated by taxability, safety and growth potential, and an overview of possible “income pipelines” in retirement to keep up with inflation and guarantee you never run out of funds.
Step 3. WE CREATE YOUR Personalized LI-LACTM
If we decide to work together, the next step is to start our collaborative planning process. We work with you to fulfill your goals, pursue a work-optional lifestyle, and make changes as life unfolds and your plan evolves. We call this our Life Income-Living Asset CycleTM process.
Step 4. Done-For-You Implementation
Next, we get to work for you and your family. We implement your plan and follow up with ongoing reviews and adjustments as needed. We do all the work for you so you don't have to.
PLUS + Complementary Additional Advice
Lastly, we also advise (for no additional charge) on tactical investing, creation of personal pensions, Medicare, MediGap, long-term care, Social Security, RMDs, Roth conversions, life insurance, relocation before or after retirement, tax planning in retirement, estate planning for incapacity and to bypass probate to get heirs the maximum, and much more.